About AI Reverse Mortgage Hawaii

We combine AI-powered tools with trusted local expertise to make the reverse mortgage process easier, more transparent, and more senior-friendly than ever before.

Local Reverse Mortgage Guidance You Can Trust

Honest, Easy-to-Understand Advice for Kupuna & ʻOhana

AI-Powered Estimates Personalized for Hawaiʻi Homeowners

Meet Percy Ihara

Trusted Guidance for Hawaiʻi Seniors & ʻOhana

For over 37 years, Percy Ihara has helped Hawaiʻi seniors make confident, informed decisions about home financing. As a licensed Hawaiʻi mortgage professional, community educator, and long-time advocate for kupuna, Percy brings clarity, patience, and local insight to every family he supports.

He is known statewide for his work with:

  • Generations Magazine – Publisher & Senior Advocate
  • Generations Radio & TV – Host focusing on senior-related issues
  • Hawaiʻi senior organizations – Frequent speaker and resource partner
  • Reverse mortgage education – Trusted by thousands of Hawaiʻi homeowners

Percy believes that every kupuna should receive clear, pressure-free guidance, especially when making important financial decisions about their home — often their biggest asset and a cherished part of family legacy.

  • Local expertise
  • Condo & leasehold experience
  • HECM & Jumbo guidance
  • Ohana-friendly conversations
  • Clear answers with no sales pressure

If you’d like support after getting your estimate, you may request help from Percy — optional and always respectful.

Senior-couple-reviewing-reverse-mortgage-options
Deeply involved in Hawaii’s senior advocacy and professional communities, Percy is active with the Financial Planners Association of Hawaii, Hawaii National Association of Insurance and Financial Advisors, Hawaii Pacific Gerontological Society, the Kupuna Caucus, and AARP. He is a Certified Senior Advisor (CSA)—the only double-accredited designation in both the financial services and senior-care industries—and also holds the Certification for Long-Term Care (CLTC), giving him extensive expertise in long-term care planning.

Why We Exist

Many kupuna in Hawaiʻi live in homes filled with love, memories, and family history — but face rising living costs and retirement challenges.
We saw the need for:

  • Clear information
  • Easy-to-understand explanations
  • Support for multigenerational families
  • Tools designed specifically for Hawaiʻi homeowners
  • Guidance that respects local culture, ʻohana values, and aging in place

So we built an experience grounded in:

  • Warmth
  • Accuracy
  • Respect
  • Local understanding
  • Technology that makes things simpler, not harder

AI + Local Expertise = Better Clarity for Kupuna

Our AI tools help Hawaiʻi seniors and ʻohana get:

  • Clear estimates
  • Simple explanations
  • Option comparisons
  • Eligibility results
  • Long-term equity projections

But technology alone is not enough — which is why we are supported by licensed local mortgage professional, Percy Ihara (NMLS #582944).

This balance ensures both accuracy and human trust.

Our Values

Aloha First

We approach every senior and family with care, patience, and understanding.

Transparency Always

No confusing terms. No sales pressure. Just clear guidance.

Local First

Built specifically for Hawaiʻi homeowners, not mainland assumptions.

Technology With Heart

AI tools make things clearer, not colder.

Respect for ʻOhana

Reverse mortgages affect families — so we support them too.

Who We Help

AI Reverse Mortgage Hawaii is designed for:

  • Kupuna age 62+
  • ʻOhana supporting their parents
  • Seniors wanting to age in place
  • Homeowners seeking financial clarity
  • Hawaiʻi families navigating high living costs
  • Condo and leasehold owners seeking clear answers

If you want simple, respectful guidance, you’re in the right place.

Ready To Take Control Of Your Retirement?

Ensure you make informed financial decisions by consulting with a trusted reverse mortgage advisor familiar with Hawaii’s unique real estate landscape and financial conditions.

Why Hawaii Families Trust Us

  • Clear explanations anyone can understand
  • Hawaiʻi-specific insights and home value accuracy
  • AI-powered estimates in 60 seconds
  • Local licensed support from Percy Ihara
  • Warm, no-pressure guidance

We honor the trust that kupuna and ʻohana place in us.

Senior Hawaiian couple with their family on a lanai overlooking the ocean, showcasing the benefits of Hawaiʻi reverse mortgages for aging in place.

Get Your Personalized Hawaiʻi Reverse Mortgage Estimate

Clear, caring guidance — with local expertise and AI precision. See your options in under a minute.

NMLS
Equal Housing Lender
BBB Accredited

CONTACT

AI Reverse Mortgage Hawaii
Clear Reverse Mortgage Guidance for Hawaii Seniors

Percy Ihara
Reverse Mortgage Specialist
NML#: 582944

Phone: +1(808)234-3117
Email: percy@c2hawaii.com
Address: Pauahi Tower, 1003 Bishop St Suite 2700-42, Honolulu, HI 96813

Serving ALL Hawaiian Islands: Kauai, Oahu, Molokai, Lanai, Maui, and Big Island

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