About AI Reverse Mortgage Hawaii
We combine AI-powered tools with trusted local expertise to make the reverse mortgage process easier, more transparent, and more senior-friendly than ever before.
Local Reverse Mortgage Guidance You Can Trust
Honest, Easy-to-Understand Advice for Kupuna & ʻOhana
AI-Powered Estimates Personalized for Hawaiʻi Homeowners
Meet Percy Ihara
Trusted Guidance for Hawaiʻi Seniors & ʻOhana
For over 37 years, Percy Ihara has helped Hawaiʻi seniors make confident, informed decisions about home financing. As a licensed Hawaiʻi mortgage professional, community educator, and long-time advocate for kupuna, Percy brings clarity, patience, and local insight to every family he supports.
He is known statewide for his work with:
- Generations Magazine – Publisher & Senior Advocate
- Generations Radio & TV – Host focusing on senior-related issues
- Hawaiʻi senior organizations – Frequent speaker and resource partner
- Reverse mortgage education – Trusted by thousands of Hawaiʻi homeowners
Percy believes that every kupuna should receive clear, pressure-free guidance, especially when making important financial decisions about their home — often their biggest asset and a cherished part of family legacy.
- Local expertise
- Condo & leasehold experience
- HECM & Jumbo guidance
- Ohana-friendly conversations
- Clear answers with no sales pressure
If you’d like support after getting your estimate, you may request help from Percy — optional and always respectful.
Why We Exist
We saw the need for:
- Clear information
- Easy-to-understand explanations
- Support for multigenerational families
- Tools designed specifically for Hawaiʻi homeowners
- Guidance that respects local culture, ʻohana values, and aging in place
So we built an experience grounded in:
- Warmth
- Accuracy
- Respect
- Local understanding
- Technology that makes things simpler, not harder
AI + Local Expertise = Better Clarity for Kupuna
- Clear estimates
- Simple explanations
- Option comparisons
- Eligibility results
- Long-term equity projections
But technology alone is not enough — which is why we are supported by licensed local mortgage professional, Percy Ihara (NMLS #582944).
This balance ensures both accuracy and human trust.
Our Values
Aloha First
We approach every senior and family with care, patience, and understanding.
Transparency Always
No confusing terms. No sales pressure. Just clear guidance.
Local First
Built specifically for Hawaiʻi homeowners, not mainland assumptions.
Technology With Heart
AI tools make things clearer, not colder.
Respect for ʻOhana
Reverse mortgages affect families — so we support them too.
Who We Help
AI Reverse Mortgage Hawaii is designed for:
- Kupuna age 62+
- ʻOhana supporting their parents
- Seniors wanting to age in place
- Homeowners seeking financial clarity
- Hawaiʻi families navigating high living costs
- Condo and leasehold owners seeking clear answers
If you want simple, respectful guidance, you’re in the right place.
Ready To Take Control Of Your Retirement?
Ensure you make informed financial decisions by consulting with a trusted reverse mortgage advisor familiar with Hawaii’s unique real estate landscape and financial conditions.
Why Hawaii Families Trust Us
- Clear explanations anyone can understand
- Hawaiʻi-specific insights and home value accuracy
- AI-powered estimates in 60 seconds
- Local licensed support from Percy Ihara
- Warm, no-pressure guidance
We honor the trust that kupuna and ʻohana place in us.
Get Your Personalized Hawaiʻi Reverse Mortgage Estimate
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CONTACT
AI Reverse Mortgage Hawaii
Clear Reverse Mortgage Guidance for Hawaii Seniors
Percy Ihara
Reverse Mortgage Specialist
NML#: 582944
Phone: +1(808)234-3117
Email: percy@c2hawaii.com
Address: Pauahi Tower, 1003 Bishop St Suite 2700-42, Honolulu, HI 96813
Serving ALL Hawaiian Islands: Kauai, Oahu, Molokai, Lanai, Maui, and Big Island




